The UK has mutual health care agreements with many countries, but these arrangements do NOT cover all the expenses you can incur: cost of relatives flying out (and back) accommodation for relatives bringing you back to the UK treatment in a country without a mutual agreement – in an emergency you may be taken across a border to be treated. A good travel insurance policy will cover these costs. The Department of Health website explains the level of free or reduced-cost emergency medical cover you can expect in each country  Read More →

Arranging medical and health insurance is your responsibility! If you don’t have it, you may have to pay thousands of pounds in medical costs if you fall ill or have an accident outside the UK. Always arrange travel insurance with health cover that is adequate for your destination. Do this before you go. The medical cover of your policy should be at least: £1m for Europe £2m for the rest of the world Always examine the policy’s conditions and exclusions and talk to your insurer if in any doubt.  Read More →