Some credit cards provide health insurance for travellers, but this may not be adequate for your needs. Private health care may also provide some cover. Talk to your insurer and take out extra cover, if necessary.  Read More →

Always declare any current or past medical conditions you think might affect the cover. You may not be covered by your policy if you don’t. Look for a specialist travel insurance policy if a standard policy does not cover you because of a medical condition. An independent insurance intermediary should be able to find a policy suitable to your needs. Find a specialist insurance broker in your area on the British Insurance Brokers Association website.  Read More →

Arranging medical and health insurance is your responsibility! If you don’t have it, you may have to pay thousands of pounds in medical costs if you fall ill or have an accident outside the UK. Always arrange travel insurance with health cover that is adequate for your destination. Do this before you go. The medical cover of your policy should be at least: £1m for Europe £2m for the rest of the world Always examine the policy’s conditions and exclusions and talk to your insurer if in any doubt.  Read More →

Many people deeply regret not taking out travel insurance. They think their credit card accident cover, home insurance, or private health cover is sufficient. The real cost when things go wrong An emergency abroad can be extremely expensive. If you need to be returned to the UK it could cost you thousands of pounds, unless you are adequately insured: £35-45,000 - air ambulance from USA’s East coast £12-16,000 - air ambulance from the Canary Islands £15-20,000 - scheduled flight, stretcher and Doctor escort from Australia Figures supplied by FirstAssist...